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Financial Stewardship

An Organization You Can Trust

In 2022-23, FFLA (formerly The Florida Bar Foundation) spent 88.8% of its total expenses on charitable activities. Administration expenses represented 9.2% of total expenses, and fundraising expenses were 2%. We awarded more than $10M in grants.

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Financial Documents


Florida’s Interest on Trust Accounts (IOTA) Program

IOTA collections in millions

With a decade-long global recession beginning in 2007 and a pandemic in 2020, the U.S. Federal Reserve instituted monetary policies that held the Federal funds rate near zero for many years. This had a devastating impact on IOTA revenue. The recently amended IOTA rule and an increased Federal funds rate have allowed FFLA to fund legal aid at levels not seen since 2007.


FFLA funds are invested by professional investment managers under policies approved by the board of directors. The investment policies are developed with assistance from outside consultants who also work with FFLA’s investment committee and board to evaluate investment managers’ performance.

Thank Your Banker

September 1981 marked implementation by the Florida Supreme Court of the country’s first IOTA Program and the beginning of an important source of support for civil legal assistance to the poor– projects to improve Florida’s justice system and programs to promote public service by law students. While we often mark that milestone and thank those responsible, we don’t publicly recognize often enough Florida’s banking community. IOTA works because of the support and cooperation of Florida banks, from the superb bank staff who make sure monthly remittance information and interest gets to FFLA, to the teams who worked so closely with FFLA to implement the interest rate comparability rule, to the leaders of the Florida Bankers Association who step up to the plate and help IOTA achieve its full potential. FFLA, its grantees and those they serve are very grateful for the successful partnership between the legal and banking communities that is Florida’s IOTA Program.